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Overview of Cloud Hardware Security Module for Payment Applications

Overview of Cloud Hardware Security Module for Payment Applications

Payel Ghosh2023-03-23T22:15:27+05:30

A hardware security module (HSM) is a tamper-resistant physical computing device that safeguards and manages digital keys, performs encryption and decryption functions for digital signatures, and provides strong authentication and other cryptographic functions. HSM has mature technology, with high availability, scalability, and usability. These modules traditionally come in the [...]

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March 23, 2023
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Top Digital Payment Trends to Watch Out For in 2023

Top Digital Payment Trends to Watch Out For in 2023

Payel Ghosh2023-02-02T18:40:56+05:30

In 2022, we already saw the emergence of payment SaaS, the adoption of Blockchain Technology, and the evolution of Central Bank Digital Currency. We also saw new payment modes like Buy Now Pay Later, Biometric Authentication, and Biometric Payments and an increase in the use of AI and ML [...]

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February 2, 2023
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6 Factors to Consider While Implementing a Buy Now, Pay Later (BNPL) Program

6 Factors to Consider While Implementing a Buy Now, Pay Later (BNPL) Program

Payel Ghosh2022-11-23T12:41:39+05:30

Buy now, pay later (BNPL) is a type of short-term financing provided to consumers to purchase instantly and pay at a future date. The process involves multiple players, such as consumers, financiers, and merchants. The financier carries out a soft credit check on the customer and returns a decision within seconds. Financiers [...]

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November 14, 2022
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The 4 Benefits of Tokenization in Digital Payments

Payel Ghosh2023-02-02T17:13:34+05:30

A token is a value that goes securely through the network to process payments without exposing actual card data. Tokenization aims to replace or represent specific sensitive information without compromising its security. The 16-digit payment card account number is replaced with a unique digital identifier, or the “token,” for mobile [...]

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September 16, 2022
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Central Bank Digital Currency (CBDC): Here is All You Need to Know

Payel Ghosh2023-02-08T10:51:27+05:30

As the name suggests, CBDC is the central bank-issued digital currency. It is an electronic form of sovereign currency that will appear as a liability on a central bank’s balance sheet just like physical currency. Instead of printing money, the central bank, backed by the central government, issues electronic [...]

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September 5, 2022
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Shield Yourself Against Payment Frauds Using AI/ML Models

Shield Yourself Against Payment Frauds Using AI/ML Models

Payel Ghosh2022-05-23T20:44:27+05:30

Scammers exist in all forms of commerce. With the advancement of e-commerce, fraud has taken on new forms and become more powerful than ever before. Fraudsters take full advantage of any loophole in any system. Preventing, detecting, and eliminating fraud is one of the major focus areas of the e-commerce [...]

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May 23, 2022
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How Blockchain is Solving the Pain Points in the Payments Sector

Payel Ghosh2022-05-02T19:01:18+05:30

Digital security has always been an issue for payment organizations and their customers. Transparent and immediate payment is the basic need. To enhance and popularize digital payments and be more customer-focused, payments need to be made easy, fast, and highly secure.  Blockchain technology has come up with the solution which [...]

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May 2, 2022
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Cloud Migration Assurance for Digital Payment Applications

Cloud Migration Assurance for Digital Payment Applications

Payel Ghosh2022-03-03T19:37:51+05:30

The Need for Digital Payment Applications to be Migrated to the Cloud: Like all other industries, the payment industry is also evolving. The driving factors for the evolution are cost-reduction, convenience, speed, and security. These are the reasons why cloud systems are being considered for digital payment applications as well. The [...]

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March 3, 2022
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Trends in the Digital Payments Sector to Look Out For in 2022

Trends in the Digital Payments Sector to Look Out For in 2022

Payel Ghosh2022-01-20T18:49:27+05:30

The digital mode of payment has emerged in the last two years due to the pandemic. The world has seen a spike in digital payment transactions. Payments are now faster, frictionless, contactless, embedded, and transparent. What more will we see in 2022?  What can be enhanced further? Better Infrastructure with more [...]

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January 20, 2022
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  • Industries
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  • Digital Assurance Services
    • Digital Assurance
      • Artificial Intelligence Testing
      • Big Data & Analytics Testing
      • Blockchain Testing
      • Cloud Migration Assurance
      • Security Assurance
      • Internet of Things (IoT) Testing
      • Mobile Testing
      • Robotic Process Automation (RPA)
      • 5G Assurance Services
    • Quality Engineering
      • DevOps Testing
      • Compatibility Testing
      • Functional Testing
      • Performance Testing
      • Regression Testing
      • Security Testing
      • Test Automation
      • Crowdsourced Testing
      • Quality Engineering
    • Enterprise Application Assurance
      • ERP Testing
      • Salesforce Testing
      • Medical Devices Testing
    • Test Management Services
      • Agile Testing
      • Test Data Management
      • Service Virtualization
    • Advisory and Transformation Services
      • DevOps Transformation
      • Testing Center of Excellence
      • Test Advisory & Transformation Services
    • Engagement Models
      • Build Operate Transfer (BOT) Model
  • Digital Engineering Services
    • Product Engineering
    • Agile Transformation
    • Data Engineering & Insights
    • Business Intelligence / Visualization
    • AI / ML
    • Blockchain
    • DevOps Transformation
    • Intelligent Automation – RPA
  • IP & Innovation-Platforms
    • BlueSwan
      • Verita – Quality Engineering Dashboard
      • Velocita – Test Automation Accelerators
      • Cesta – Integrated Migration Solutions
      • Praxia – Process Accelerator
      • Prudentia – Model Based Testing Tool
      • CESA – Customer Experience Sentiment Analyzer
      • iNSta – Intelligent Scriptless Test Automation
      • Incight – App Experience Analyzer Tool
    • ZastraTM
      • Zastra.ai – Active Learning Driven Annotation Platform
      • COVAID-20
    • Labs
      • Mobile Lab
      • Performance Engineering Lab
      • Robotics Lab
      • IOT and Smart Meters Lab
  • Resources
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    • Brochures
    • Case Studies
    • Digital Dialogues – Podcast
    • Digital Dialogues – Webinars
    • E-Books
    • Events
    • herDIGITALstoryTM
    • Newsletter – Cignizine
    • Tech Briefs
    • Testimonials
    • Videos
    • White Papers
  • About Us
    • Our Company
      • The Brand
      • Who We Are
      • Management
      • Clients
      • Partners
      • Infrastructure
      • Newsroom
    • Investors
      • Board of Directors
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      • Annual Reports
      • Corporate Presentation
      • Quarterly Results
      • Shareholding Pattern
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      • Campus Connect
      • Life @ Cigniti
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