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The 4 Benefits of Tokenization in Digital Payments

Payel Ghosh2022-12-06T17:27:02+05:30

A token is a value that goes securely through the network to process payments without exposing actual card data. Tokenization aims to replace or represent specific sensitive information without compromising its security. The 16-digit payment card account number is replaced with a unique digital identifier, or the “token,” for mobile [...]

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September 16, 2022
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Central Bank Digital Currency (CBDC): Here is All You Need to Know

Payel Ghosh2022-10-27T20:26:38+05:30

As the name suggests, CBDC is the central bank-issued digital currency. It is an electronic form of sovereign currency that will appear as a liability on a central bank’s balance sheet just like physical currency. Instead of printing money, the central bank, backed by the central government, issues electronic [...]

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September 5, 2022
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Machine Learning: The Need of the Hour for Banks

Machine Learning: The Need of the Hour for Banks

Vishnu Vardhan Vankayala2022-02-17T20:50:03+05:30

Banks have been frontrunners in adopting new technological innovations for the past couple of decades and have taken advantage of everything technology has to offer.   Indian-born British inventor John Adrian Shepherd-Barron was inspired by chocolate vending machines and hit upon the idea “if vending machines could dispense chocolates, why couldn’t [...]

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February 17, 2022
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Trends in the Digital Payments Sector to Look Out For in 2022

Trends in the Digital Payments Sector to Look Out For in 2022

Payel Ghosh2022-01-20T18:49:27+05:30

The digital mode of payment has emerged in the last two years due to the pandemic. The world has seen a spike in digital payment transactions. Payments are now faster, frictionless, contactless, embedded, and transparent. What more will we see in 2022?  What can be enhanced further? Better Infrastructure with more [...]

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January 20, 2022
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The Necessity of Quality Assurance for Digital Payments

Cigniti Technologies2017-09-28T14:12:49+05:30

The veil has been lifted, the masks are off. A couple of decades ago, the customer took what was offered. Organizations did what they felt was in their power. There was a mystery regarding the on-goings of trade, and trade-secrets were greatly guarded. As time passed, however, communication took [...]

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January 28, 2017
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